Contents Insurance covers your household and personal belongings from accidental loss or damage, either at your home or if you’re temporarily anywhere else in New Zealand.
Most people underestimate the value of their contents. Find out the true value of your contents with our contents check-list.
During a life threatening health issue of my husband, I decided to renew my life and heath insurances. The team at Finsol were extremely helpful and made things simple at a trying time for us. With great communication and getting the best deals, I am more than happy to review Finsol as A+ insurance brokers. Thank you so much to Gareth and the team for the extra effort.
If you have individual items worth more than $3,000 they may need to be covered as specified items on your insurance policy with a current valuation for each specified item. Works of art are covered for up to $10,000. Dinghies, canoes, windsurfers and surfboards are covered for up to $2,000. You’re also covered for up to $1,000 for loss of money or credit cards.
You’re covered for gradual damage to your contents caused by hidden rot, hidden mildew or hidden gradual deterioration caused by water leaking from an internal tank, internal water pipe or internal waste disposal pipe installed at your home, provided the damage occurred and was discovered while you were personally living in this home.
If you currently have a no claims discount or a claim-free discount with your existing insurance company, you can continue to qualify for a claim-free discount.
Standard excess of $250 applies to claims, which means you’ll pay the first $250 of the claim. You can significantly reduce your premiums by choosing to have a higher excess.