1. Protection Designed for Professionals
At Finsol, we’ve never believed in off-the-shelf insurance – our reputation is built on providing bespoke advice tailored to each client’s specific career path. That’s why we are proud to add PPS Mutual to our trusted panel of insurers.
As a specialist life insurer for professionals, PPS Mutual offers a unique proposition that aligns perfectly with Finsol’s commitment to high-calibre, strategic advice. This partnership allows our advisers to provide protection specifically designed for those in the medical, legal, and commercial sectors.
2. A Global Legacy Of Supporting Professionals
Though PPS Mutual is new to the New Zealand market, they bring a formidable global pedigree built over 80 years.
Established in 1941, it was founded by eight dentists in South Africa who sought a better way to protect their specialised vocations. Today, the PPS Group serves over 150,000 professional members across South Africa, Namibia, and Australia.
Since launching in Australia in 2016, they have grown to over 15,000 members and have been consistently recognised for product quality and member focus.
3. The Power Of The Mutual Model
Unlike most insurers in New Zealand, which are shareholder-owned, PPS Mutual is a mutual insurer owned by its members. When you take out a qualifying policy through a Finsol adviser, you do not just become a policyholder – you become a member and part-owner.
4. The Profit Share Benefit
The Profit Share Benefit is the standout feature of PPS Mutual. Because there are no external shareholders, a portion of the company’s annual profits is allocated to a Profit Share account in the name of the Life Insured. Over time, this account grows, giving your insurance tangible value.
This means your protection not only covers you when you need it most, but it also contributes to your long-term wealth. Clients value this because it turns insurance from a cost into an asset with the potential to deliver a meaningful financial return over the long term.
5. Why This Is A Win For Finsol Clients
PPS Mutual is reserved for defined professional occupations such as doctors, lawyers, accountants, engineers, and other specialists. For our clients, this focus provides clear advantages.
Specialised Definitions: PPS products are designed for the realities of professional life, from complex income structures to the specific risks of private practice.
Exclusive Access: Finsol is part of a select group of accredited advisers in New Zealand able to offer these products.
Enhanced Protection: Adding PPS Mutual to our panel further strengthens your protection plans, ensuring your cover matches the sophistication of your career.
6. Strategic Advice And Tailored Protection
At Finsol, our goal is to help you own your financial future. Adding PPS Mutual to our panel gives us another highly specialised tool to help protect your income, your family, and your professional legacy.
Contact a Finsol adviser today to find out if you are eligible for PPS Mutual and how it can integrate into your wider financial strategy.
This article is for informational purposes only and should not be considered as financial advice. It is always recommended to consult with a qualified financial professional before making any financial decisions based on your individual circumstances.
