There's no single clear path to building wealth. It can take many forms and is usually a multi-faceted approach, but it comes back to one clear goal: the freedom to live life on your terms.
Like most of us, you have likely been encouraged from a young age to save money. While saving can be helpful for specific goals like building a first home deposit or purchasing a big-ticket item, cash in the bank won't give you the returns that investing will, and your buying power will erode over time due to inflation.
Kiwis are well-known for their love of purchasing property for wealth creation. This old-school method utilises capital growth and equity to allow people to buy more property. While it's typically reliable, it may become less relevant for the new wave of investors due to ever-increasing housing prices.
At first glance, investing in the stock market can seem daunting and downright confusing. But, with a bit of education - and proper guidance from a qualified investment adviser - it can be quite the opposite and an excellent way to set yourself up for the future.
Our expansion into investment advice was born out of the desire to demystify investing and offer other wealth-building options to our clients. It goes beyond providing a simple investment solution - we'll help you establish clear and concise financial goals and reverse engineer a plan to ensure they're achievable.
It's accessible: anyone can invest.
Regardless of your investing knowledge, starting capital, and household income, you have options. It's not strictly reserved for a specific age bracket - obviously, the more time you have up your sleeve, the better.
Work with the best.
We've proudly aligned with leading fund managers and investment solution providers Milford, Pathfinder, Booster, and Consilium to give you access to their core satellite funds. The "core" element of the portfolio comprises broadly diversified low-cost funds, while "satellite" exposures include more actively managed funds. These funds deliver - and we consider them a best of both worlds approach.
Support when you need it.
Our advice and reports are informative and educational, and our service to you will be ongoing.
As life changes, so will your financial situation and needs, so we may need to refine your approach and rebalance your portfolio.
Fair and transparent fees.
Myth: Investing is expensive.
Truth: You don't need to pay exorbitant fees to invest well.
Our fees are noted in our public disclosure statement. They differ slightly from our services in the sense that a one-off plan fee will apply, as well as an ongoing fee and a trustee AML/CFT fee due to the level of administration required to onboard a trust, its trustees, and any major beneficiaries.
We clearly outline your fees during the consultation process before moving forward with your recommendation.
The opinions conveyed in this article are for general educational purposes only to provide information about the financial services industry.
This information is not intended to provide specific advice or recommendations for any particular insurance, home loan, or investment product. You should not use this article to make any financial decisions, as we cannot assess your situation without thorough consultation. We highly recommend seeking professional advice from one of our qualified financial advisers. Get in touch on 0800 346 765 or email firstname.lastname@example.org