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If you own a business or work for yourself you’ll have to pay ACC levies for a form of accident only disability cover called ACC CoverPlus – it’s designed to cover some of your lost income – up to 80% – if you are injured and unable to work.
However, there’s an alternative option called ACC CoverPlus Extra that can save you money on levies, and time when you need to make a claim.
ACC CoverPlus Extra allows shareholders to change their ACC classification codes – these are the occupation codes that determine your level of risk and levies. Shareholders can apply to be rated individually in terms of the work they perform. For example; a builder who’s no longer on the tools and is now in a managerial role can update their occupation classification from residential construction to management and reduce their shareholder levy by up to 72% – on average $3,400 – per year.
There are very few situations where ACC CoverPlus Extra does not suit business owners or sole-traders and costs nothing to set up.
Gareth provided a great service at no cost, in fact, he helped us achieve substantial and ongoing savings on levies and set up business insurance policies.
– Flint
Call us on 0800 346 765
830am – 6pm Monday to Friday