If you become ill or injure yourself, Income Protection Insurance will pay you a set monthly amount after your selected wait period until you’re able to return to work.
If you have an accident which prevents you from working for more than a week, ACC will pay up to 80% of your current salary. You will also be covered for medical and rehabilitation treatment.
If your child becomes sick with a condition covered by Kids Serious Trauma Cover, you’ll receive a lump sum payment of $50,000. This can help with covering your lost income while you’re from work and expensive medical costs.
Insurers have some exclusions (for example self-inflicted injuries), but aside from these, anything that prevents you from working after the selected wait period is covered.
Recent statistics show that many New Zealanders are cancelling their life insurance policies due to affordability – only a few years before they are most likely to make a claim.
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I highly rate Gareth and the awesome Finsol team. They went out of their way to get my insurance up and running and made the whole process really simple. I wouldn’t hesitate in recommending Finsol to anyone who needs insurance.