Make the smart move to Level Premium Insurance.

Level Premium Insurance

Recent statistics indicate that many New Zealanders are cancelling their insurance policies due to affordability; only a few years before they are most likely to make a claim.

The cost of Level Premium cover is calculated at the start of your policy and remains the same as you get older. Locking in your premium rate can save you tens of thousands of dollars over the lifetime of your life insurance policy.

Long-term Affordability

When considering Life, Trauma, Income Protection insurance, there are two premium options available to you: stepped or level.

Stepped premiums start low and rise as your age and the likelihood of claiming increases. Level Premium starts slightly higher but stays constant over the life of the policy.

Level Premiums makes budgeting easy as you’ll know the cost of your insurance today and in the future.

Contact us

Call us on 0800 346 765
8.30am – 6pm Monday to Friday

Level Premium

  • Income Protection Cover: Receive monthly payments in the event of temporary disability.
  • Trauma Cover: Standalone and Accelerated – receive a lump-sum payment if you suffer a specified condition.
  • Total and Permanent Disability Cover: Receive a lump-sum payment if you suffer permanent long-term disability.
  • Life Insurance: Receive a lump sum payment to your estate or partner upon diagnosis of a serious illness or death

We can not thank Paul at Finsol enough for his professionalism, expertise and hard work in helping us purchase our first home. The service we received from him was exceptional. We could not have asked for a better Financial Adviser to guide us through the process – Paul went over and above what we were expecting and turned our dream into reality. We would be very happy to give Paul our highest recommendation for anyone wanting to buy their first home. He is one of the best! Thank you again to Paul and Finsol.

– Karen

Home Loan Auckland

Life is full of surprises – insurance premiums shouldn’t be one of them.

A combination of Level Premium and Stepped Premium insurance will create long-term affordability.

Find out how much you could save with Level Premium Insurance.

Level Premium Insurance

You may also be interested in

Health Insurance Broker NZ

Health Insurance

Learn more
Life Insurance Quote NZ


Learn more
Mortgage Insurance Auckland

Mortgage Repayment Insurance

Learn more
Free consultation