Your trusted Home Loan Adviser in Napier

Deposit requirements typically range from 5% to 30%, depending on whether you’re a first-home buyer, upgrading, or investing. Once we’ve got a bit of info from you, we’ll give you clear guidance on what’s needed for your situation.

In most cases, there’s no cost or obligation. Only in rare situations would a fee apply — and if it does, we’ll be upfront and let you know before any advice is given or work continues. You’ll always be in control.

A Finsol home loan adviser works for you — not the bank. We compare multiple lenders and tailor your loan structure to suit your unique financial situation and goals. More than just securing a mortgage, your Finsol adviser looks at the bigger picture to help you make smarter property decisions with confidence.

The first meeting is all about you. We’ll take the time to understand your goals, where you’re at now, and what you’d like to achieve. It’s a relaxed conversation where we ask the right questions, listen carefully, and gather the key details we need to give you tailored advice. You’ll walk away with more clarity and a plan that makes sense for your next step.

If you decide to move forward, we’ll use smart online tools to gather your key documents and prepare a strong mortgage application tailored to the right lender. We handle the paperwork, submit on your behalf, and guide you through pre-approval and beyond. You’ll get clear communication and expert support every step of the way — all focused on helping you achieve the best possible property outcome.

In some cases, you could be pre-approved in as little as three business days. Generally, we recommend allowing 7–10 business days. Every situation is different, and sometimes complex details or surprises can pop up — but we’ll work closely with you to navigate anything that comes up and get you the best result.