Level Premium insurance locks in your premium rate from the get-go and can save you thousands of dollars over a lifetime.
Most insurance premiums increase as you age, and recent statistics indicate that many New Zealanders are cancelling their insurance policies due to affordability - only a few years before they are most likely to make a claim.
Level premium is available for life, trauma, total permanent disablement, and personal income protection insurance.
While it's an excellent option, it may not be suitable for everyone - or your entire insurance policy. Our team will determine if level premium is the right fit for your financial situation.
Income Protection $3,996
Health Insurance $2,775
Health Insurance $147,222
Income Protection $71,991
Health Insurance $28,265
Income Protection $174,952
Income Protection $21,145
Income Protection $54,600
Health Insurance $27,439
Trauma payment $80,000 lump sum
Health Insurance Claim $8,378
Trauma Cover $112,000
Health Insurance $11,439
Income Protection $79,441
Health Insurance $37,335
Income Protection $14,000
Income Protection $132,250
Trauma Cover $152,000
Trauma Cover $76,000
Income Protection $48,000
Trauma Cover $32,000
Health Insurance $8,110
They are 100% the best provider and the only one I have been with; they are amazing and easy to talk to.
The team at Finsol are a breeze to work with! I'm super impressed by their process and how straightforward it is. The communication is on point, the vibe is friendly, and you feel like you are being taken care of every step of the way.
If you are contemplating, just do yourself a favour and let Finsol take care of everything. It just makes it so damn easy! Genuine, authentic, and down to earth people. Thanks so much! You guys are the best.
I thoroughly recommend Gareth’s expertise, knowledge and service. He helped us select health insurance and we valued his knowledge of the industry and the insights he could provide that we had not previously factored in. We have recommended him to friends and wouldn’t hesitate to use Finsol again in the future.
Andrew was absolutely brilliant in navigating the world of insurance for us. He worked closely with us to ensure we got a plan that adequately covered our needs at a price we were comfortable with. Would highly recommend going through Andrew and the Finsol team for your insurance needs!
Gareth and the team are amazing to deal with. They are all extremely professional and knowledgeable with fantastic attention to detail, ultimately leaving us feeling confident that our insurances are structured correctly, both now and in the future. They were also very accommodating with working around our hectic schedules. A nice touch having quality coffee onsite too. Well done, team, highly recommend.
Friendly, approachable and easy-to-understand advice is given.
Two years ago, my son was diagnosed with cancer, and his world changed drastically. We contacted Gareth, and he handled the claim, which removed all that stress while we were coming to terms with the diagnosis. Gareth's ongoing help and advice have been above and beyond anything we expected. We have nothing but praise for the service we have received.
Would like to extend our highest praise for the work Nadeesha, Jess & Danya in particular have provided us. Nadeesha and Jess assisted us in getting out of a very unfavourable financial position with our home loan, where we are now fully informed. Highly appreciative of how easy and streamlined the process has been. On top of that Nadeesha kindly forwarded us to Danya to reorganise our health insurance. As per my original experience with Nadeesha and Jess, it was refreshing to have such great customer service with Danya. The review and proposal came through in record time with genuine care for the job at hand. Could not be happier with Finsol, from what we've experienced I have no doubt the same workmanship is carried throughout.
Thanks to Gareth Dobson and the Finsol team for your help. This has been an informative and helpful process from start to finish! I recommend your service without hesitation.
Paul is a knowledgeable and extremely approachable professional who provides clear, accurate, and helpful solutions. He goes the extra mile to ensure a positive outcome tailored to your requirements and exceeds expectations. He and the team are very good at what they do, and I would not hesitate to recommend his services.
Gareth and Finsol were really awesome to deal with. Gareth was really easy to talk to, always gave us multiple options to look at and explained everything clearly so that we understood properly. Once we decided on what we wanted the application process was super easy and everything went smoothly. I highly recommend Gareth and Finsol.
Paul and Samara were fantastic! They helped me get everything set up, talked me through all their recommendations, and answered every question I had. I totally recommend this awesome team!
Finsol recommended I take up Income Protection, I never thought I would have to use it, but after a surfing accident, I was unable to build for nearly four months. ACC covered some of my lost income, but not all of it. I was stoked to have a backup plan. Thanks to Gareth and the Finsol team!
Finsol have been next level fantastic for our clients. The focus and attention to detail during underwriting time has been amazing. We feel comfortable that the policies we have in place are well thought out and considered. Their knowledge of insurance products out there is in-depth. A true industry expert who really do care about their client first and foremost. Very impressed.
Excellent company, patient with explaining all aspects, talking through what I needed, great communication. I couldn’t fault anyone I spoke with A++ service highly recommend.
The BEST advice I have received since relocating to NZ from Europe 10 years ago. Trying to navigate the maze of insurance providers and policies was going to be a nightmare at the best of times, but not with Gareth at the helm. Thank you so much, Gareth and the team at Finsol. I’m definitely going to recommend you to everyone needing insurance advice.
I recommend Paul to anyone looking for a financial adviser. He’s always giving his clients 100% and making savings wherever he can. He has already saved me money with my ACC, and he continues to advise and help me understand. I cannot thank him enough.
Could not recommend Finsol and especially Gareth any more strongly. In one meeting Gareth managed to devise a plan to halve our annual ACC bill resulting in a 5 figure cost saving. Absolutely stoked! Thanks again, team.
Gareth was fantastic to deal with. He is extremely efficient, knowledgeable and a great communicator. He is not pushy at all and had my best interest at heart including changing a provider as it suited my needs better after more information was attained. Highly recommend Gareth as his team.
Paul provided my wife and I with excellent advice and comprehensive cover at the right price. We found him to be professional and open, and he communicated what can be complex into context we easily understood.
Just as importantly, the team radiates through their words and deeds a sense that you're dealing with people who strive to be positive influences through all their actions. This level of social consciousness combined with their first-rate business acumen means we plan on being long time clients of Finsol
I cannot recommend Gareth and the rest of the Finsol team enough. If you are looking for ethical insurance advice then look no further. Gareth was thorough in his initial review and his recommendations and advice was exactly what we needed. I look forward to working with Gareth and having him look after our family for years to come.
Gareth is fantastic to deal with. He is easy to understand and is great at listening to our needs and matching what is appropriate for us. It's obvious he has plenty of experience, and we wouldn't hesitate in recommending him to others.
During a life threatening health issue of my husband, I decided to renew my life and health insurances. The team at Finsol were extremely helpful and made things simple at a trying time for us. With great communication and getting the best deals, I am more than happy to review Finsol as A+ insurance brokers. Thank you so much to Gareth and the team for the extra effort
Gareth was so helpful and quick to sort out my health insurance. The whole process was hassle free, everything was followed up promptly and I was amazed at how painless it was. I feel safe knowing I am well covered for anything that may arise even given my existing conditions.
Danya has provided exceptional service during my transition to my new policy. She listened very well to my situation, offered alternative options and thought of the best solution for my needs. I would highly recommend Danya's service to my networks as a financial advisor from Finsol.
Transparent and well-presented reports and easy to follow. Thorough and intuitive needs assessment. Andrew was great to deal with. Highly recommended.
What a fantastic company to deal with. Gareth has been amazing throughout the time spent on our family’s insurance. We found Gareth to be unbelievably proactive and professional and at the same time looking out for our best interests. I will be yelling Finsol from the rooftops!
Paul Ejamme and the Team at Finsol have provided my family and I with excellent service over the years! We love dealing with Paul he's a down-to-earth bloke, he responds to messages all hours of the day and gets us results. Paul and the team have helped us through some challenging times to buy our first home, funeral, and insurance, starting a business and mortgage cover being off work due to injury. I recommend finsol to all our friends.
Gareth and the team at Finsol were so thorough and professional when we reviewed our insurance structures with them, and the quality of Gareth's knowledge and advice was exceptional. I also think that if we did need to submit a claim Finsol would go above and beyond to ensure the process went as smoothly as possible. I wouldn't hesitate to recommend Finsol for those looking to have their insurances sorted.
Gareth and the team are awesome! They made everything with our family and personal insurance so easy and stress-free, and they go the extra mile to help with anything needed. Thanks guys!
Paul and his team have been a pleasure to work with. Their proactive professionalism has provided me with up-to-date information, and I now have insurance cover, which I am confident is appropriate for my situation. It's amazing to have these guys on board for what I anticipate will be a long-term relationship! 10/10 service.
Very friendly and professional crew, and boy they are efficient! I really enjoyed that every document they sent I could sign on my mobile and saved the hustle of printing and scanning papers. As sustainable as it can get. Thank you!
I highly recommend talking to Jordan about life and medical insurance. He fully takes care of you and makes sure your every want/need is fulfilled. Best service, and he did it all over the phone with me as I live seven hours away. Wouldn’t recommend anyone else.
Gareth and the team went above and beyond when it came to sorting out our life insurance cover before the arrival of our first child. Throughout the whole process, Gareth kept us informed and worked tirelessly to get us covered as quickly as possible.
His advice and knowledge is second to none and we will be looking to use Finsol again in the future.
Working with Andrew has made organising all our insurances super easy. He was flexible and was able to meet with us at a time that suited us and found us a better deal than we originally had. He is approachable and discusses all options in an easy to understand way making you feel at ease with all the information. Highly recommend working with the team at Finsol.
This company stands out from the rest. Where so many try to sell you something and forget about you, Finsol listens and hears your needs and understands what you’re trying to achieve.
If you want to talk to people that believe in what they are doing, if you want to be heard, and if you want to feel certain that someone is going to go into bat for you and work to get you the outcome you desire - give Finsol a call. You won't be disappointed.
Paul was outstanding! Professional and knowledgeable, he helped answer any questions we had and made our well-being a priority at all times. A lot of people get life insurance without the knowledge of what they’re getting. Not with Paul. He patiently listens and helps you comprehend what you’re signing up for. I have been through a few mortgage and insurance brokers and they can not compete. Highly recommended!