Top KiwiSaver fund performance, June quarter 2025
The latest Morningstar KiwiSaver Survey has been released. Below are the top performing KiwiSaver funds in the conservative, balanced, growth and aggressive categories over one, three and ten years.
Short term results move around with markets. The longer term numbers give a better guide to how a provider manages money through different conditions.
Top performing funds, June quarter 2025
| Timeframe | Conservative | Balanced | Growth | Aggressive |
|---|---|---|---|---|
| 1-Year | Milford 8.9% | QuayStreet 13.8% | Milford 12.8% | QuayStreet 14% |
| 3-Year | Milford 7.2% | QuayStreet 12.8% | QuayStreet 13.6% | Milford 11.2% |
| 10-Year | Milford 5.1% | Milford 8.2% | Milford 10.4% | Fisher Funds 9.8% |
Source: Morningstar KiwiSaver Survey, June 2025 quarter. Past performance is not a guide to future returns.
Performance overview
Most multi sector KiwiSaver funds produced positive returns over the June quarter. Generate, Quay Street, and Milford have produced some strong performances across many risk profiles for the quarter. Long term risk continues to be rewarded.
As we have previously seen, non bank providers consistently outperform the bank funds.
How Finsol can help
The right provider and fund make a real difference to your retirement balance. We help you choose a provider and fund that suit your goals, show you what your retirement could look like, and give you the information you need to invest with confidence.
Call us on 0800 346 765 or book a free consultation.
Finsol is a financial advisory business founded in Hawke’s Bay in 2010, looking after more than 6,000 clients across New Zealand. This article is general information only and does not take your personal circumstances into account. Fund returns are from the Morningstar KiwiSaver Survey for the June 2025 quarter. Past performance is no guarantee of future results.
