Business Insurance

Small business owner preparing coffee at her café counter

Practical business insurance designed with real-world challenges in mind, giving you freedom to focus on what matters.

With over fifteen years of experience working alongside business owners, we understand the pressure to keep things moving. That’s why we cut out the noise and focus on the cover that matters – from assets, liabilities, to interruptions and everything in between.

If the unexpected happens, our dedicated team take the lead to handle the claims process end-to-end so your attention stays where it’s most valuable – on your business.

Business insurance.

Business Liability

Protection against claims for accidental injury, property damage, or legal costs arising from your business activities.

Free consultation

Business Interruption

Replace lost income and pay essential expenses if an insured event temporarily stops your business from operating.

Free consultation

Business Assets

Cover the equipment, tools, stock, and machinery your business relies on if they’re damaged, stolen, or lost.

Free consultation

Business Vehicle

Cover for work vehicles like vans, utes, trailers, or trucks, protecting you against accidents, theft, damage, and liability while they’re on the job.

Free consultation

Contract Works

Protection for construction or project work in progress, covering damage before the job is complete.

Free consultation
Female shop owner organizing products in her store, representing small business operations covered by commercial insurance

Commercial Property

Protect against loss or damage to physical property. This includes the building(s) your business owns or leases, as well as the contents inside.

Free consultation

Marine Insurance

Marine insurance protects ships and cargo against financial loss during transit by sea, covering risks such as damage, theft, or sinking.

Free Consultation

FAQs

There is no cost for our advice. If you take out a policy, the insurer pays us directly. 

We cover the key areas of business protection – business assets and tools, vehicles, business liability and interruption, contract works, and marine insurance. 

Our life and living insurance team can also help you with life insurance, health insurance, trauma cover, income protection, and ACC Extra. 

Our business insurance advisers understand what it takes to run a business. We work with owners across a wide range of industries, taking the time to understand your business structure, risks, and key people.

By getting to know you and your business, we can recommend tailored insurance solutions that protect what matters most, support continuity, and align with your broader financial goals – helping you make informed decisions with confidence.

Yes. We’ll review your existing business insurance cover, spot any gaps or overlaps, and ensure it meets your current needs. There’s no pressure to change anything – just straightforward advice on where you stand. 

Finsol business insurance advisers provide independent, expert advice tailored to your business. Unlike going directly to a single insurer, we compare policies across multiple providers to find the cover that best meets your unique needs.

Plus, with our ongoing support, you have a trusted adviser in your corner to guide you through claims and any changes to your business insurance requirements.

If you need to make a claim, our dedicated business insurance team manages the entire process for you. We guide you step by step, handle all communication and paperwork with the insurer, and keep you informed throughout, so you can focus on running your business while we take care of the claim.

We recommend reviewing your business insurance at least once a year, or whenever something changes in your business. This way, you can be sure your cover still matches your needs.

Business interruption insurance helps replace lost income and cover ongoing costs if your business can’t operate due to an insured event, like a fire, flood, or other unexpected disruption.

This includes equipment, machinery, stock, and tools essential for running your business. Insurance can cover repair, replacement, or loss due to theft, damage, or other insured events.

Business vehicle cover protects vehicles used for work, including vans, utes, trailers, and trucks. It generally covers accidents, theft, damage, and legal liability while they’re on the job.

Our Business Insurance advisers.

Meet our business insurance team. Trusted, experienced, and here to make insurance simple, straightforward, and built around your business.

Amina Al-Haddad
North Auckland

Amina Al-Haddad

Business Insurance Adviser

Get in touch
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I cannot recommend Gareth and the rest of the Finsol team enough. If you are looking for ethical insurance advice then look no further. Gareth was thorough in his initial review and his recommendations and advice was exactly what we needed. I look forward to working with Gareth and having him look after our family for years to come.

Karl Turner

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