Business Insurance

Business Insurance Advice for New Zealand Businesses

Practical business insurance designed with real-world challenges in mind, giving you freedom to focus on what matters.

Comprehensive Business Insurance Solutions

With over fifteen years of experience working alongside business owners, we understand the pressure to keep things moving. That’s why we cut out the noise and focus on the cover that matters – from assets, liabilities, to interruptions and everything in between.

Expert Business Insurance Guidance at Every Stage

Navigating insurance policies can be complex, but you’re not alone. Our team takes the time to understand your business, identify gaps, and recommend cover that suits your industry, size, and risk profile. Whether you’re a retail store, a professional services firm, or a contractor, we simplify the process so you can make informed decisions with confidence.

Fast, Supportive Claims Management

When the unexpected occurs, speed and support matter. Our dedicated claims team manages the process from start to finish, keeping you informed at every step. This proactive approach means less downtime, less stress, and more focus on what truly matters – running your business.

Business insurance.

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Business Liability

Protection against claims for accidental injury, property damage, or legal costs arising from your business activities.

Free consultation
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Business Interruption

Replace lost income and pay essential expenses if an insured event temporarily stops your business from operating.

Free consultation
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Business Assets

Cover the equipment, tools, stock, and machinery your business relies on if they’re damaged, stolen, or lost.

Free consultation
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Business Vehicle

Cover for work vehicles like vans, utes, trailers, or trucks, protecting you against accidents, theft, damage, and liability while they’re on the job.

Free consultation
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Contract Works

Protection for construction or project work in progress, covering damage before the job is complete.

Free consultation
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Commercial Property

Protect against loss or damage to physical property. This includes the building(s) your business owns or leases, as well as the contents inside.

Free consultation
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Marine Insurance

Marine insurance protects ships and cargo against financial loss during transit by sea, covering risks such as damage, theft, or sinking.

Free Consultation

FAQs

In most cases, our services are provided at no direct cost to you, as we are remunerated by product providers.

Where advice does not result in provider remuneration, or where additional work is required, an advice fee may apply. Any fees will always be clearly outlined, agreed in writing, and confirmed before any work begins.

We cover the key areas of business protection – business assets and tools, vehicles, business liability and interruption, contract works, and marine insurance. 

Our life and living insurance team can also help you with life insurance, health insurance, trauma cover, income protection, and ACC Extra. 

Our business insurance advisers understand what it takes to run a business. We work with owners across a wide range of industries, taking the time to understand your business structure, risks, and key people.

By getting to know you and your business, we can recommend tailored insurance solutions that protect what matters most, support continuity, and align with your broader financial goals – helping you make informed decisions with confidence.

Yes. We’ll review your existing business insurance cover, spot any gaps or overlaps, and ensure it meets your current needs. There’s no pressure to change anything – just straightforward advice on where you stand. 

Finsol business insurance advisers provide independent, expert advice tailored to your business. Unlike going directly to a single insurer, we compare policies across multiple providers to find the cover that best meets your unique needs.

Plus, with our ongoing support, you have a trusted adviser in your corner to guide you through claims and any changes to your business insurance requirements.

If you need to make a claim, our dedicated business insurance team manages the entire process for you. We guide you step by step, handle all communication and paperwork with the insurer, and keep you informed throughout, so you can focus on running your business while we take care of the claim.

We recommend reviewing your business insurance at least once a year, or whenever something changes in your business. This way, you can be sure your cover still matches your needs.

Business interruption insurance helps replace lost income and cover ongoing costs if your business can’t operate due to an insured event, like a fire, flood, or other unexpected disruption.

This includes equipment, machinery, stock, and tools essential for running your business. Insurance can cover repair, replacement, or loss due to theft, damage, or other insured events.

Business vehicle cover protects vehicles used for work, including vans, utes, trailers, and trucks. It generally covers accidents, theft, damage, and legal liability while they’re on the job.

Our Business Insurance advisers.

Meet our business insurance team. Trusted, experienced, and here to make insurance simple, straightforward, and built around your business.

Amina Al-Haddad
North Auckland

Amina Al-Haddad

Business Insurance Adviser

Get in touch
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We’ve had a very positive experience working with Finsol across both our business liability insurance and KiwiSaver requirements. Amina supported us with a business liability insurance review and was open, honest, and extremely responsive throughout the process. She provided clear, timely answers to all queries and ensured our coverage appropriately reflected our business liability needs, giving us real confidence that we are well covered. Matthew assisted with our KiwiSaver requirements and followed up discussions with clear, comprehensive emails outlining all requirements. He covered everything discussed and took the time to address detailed and nuanced questions, which made the process straightforward and reassuring. Overall, the team at Finsol is professional, responsive, and thorough, with a strong focus on clarity and client needs. Highly recommend.

Priya Kumar

Have had a fantastic experience with Finsol sorting out our new business insurance, personal insurances as well as KiwiSaver. We have had a great experience working with Paul, Samara, Matt and Anne. We will be recommending Finsol to all our friends and family and look forward to continuing working with them in the future.

Lauren Marshall

A huge thanks to Gareth and the team for a great job getting us on track to a better financial future. We had always assumed financial advisors were just for the very wealthy. People with hundreds of thousands to spare for various investments. However, after dealing with Finsol we realised they’re here to help us set ourselves up to potentially be in that position in the future. From a full higher level overview of our mortgage, business and personal insurances, KiwiSaver and more, to diving in to each component individually with one of Finsol’s specialists in each area. We’ve now made many changes that will take years off our mortgage, ensured our kiwisavers are away from the poorly performing bank funds and adjusted our insurances to more appropriate coverage. Not just with the sole aim of saving a few dollars here and there, but to actually ensure the policies actually had us covered for what ourselves, and our young family need in the event of anything cropping up in the future. Regardless of whether that makes them cheaper or more expensive, (some we didn’t even change as Gareth and the team reviewed and were more than happy with what we had in place in some instances). Gareth and the team made a point of explaining this all to us in a way that was easy to understand and feel like we were being educated during the process rather than just sold a product. My only regret is that I didn’t know about Gareth and the team sooner, as whilst we weren’t totally void of any knowledge in our finances, and felt like we were doing most things right. There were several changes we made that could’ve had us on a better financial path years earlier if we’d known. Have been highly recommending Finsol to friends and colleagues alike since. Get in touch with them, you won’t be disappointed.

Matt Carr

Met with Gareth and compared him with several other providers. He was a clear stand out in his approach and statement of advice and actually made alot of sense. Was not pushy like other providers. Assisted with a variety of items including: Kiwisaver, Investment portfolio review, Mortgage advice, General financial advice

Glen Allpress

If you are looking for a knowledgeable, informative and experienced financial advise team you can’t go past Finsol. What started with property advise for a rental development project, discussing structure, relooking at our financial position and securing finance, has quickly lead to a complete reassessment of our insurance and kiwisaver positions. This wasn’t just from a value and cost optimisation perspective, but through shared knowledge and insights, they helped us rethink our goals and strategies over the next 5, 10 & 15 years. Paul and the team are awesome people, so if you are looking, it is definitely worth just having an initial consult with the Finsol team.

Simon Reedy

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