Lifestyle Insurance

mature woman sitting confidently outdoors symbolising future security through health and life insurance in new zealand

Insurance that’s built around real life, so you can maintain your lifestyle, plans, and momentum – even if life throws you a curveball. 

At Finsol, we take a strategic approach, building a safety net that fits the rest of your financial plan. Insurance isn’t just a box to tick; it’s a key part of your financial foundation.

Get access to a wide range of insurance providers, personalised advice, and ongoing support – especially at claim time. Since 2010, every valid claim we’ve submitted has been paid. That’s the kind of certainty we stand behind.

Lifestyle Insurance

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Life Insurance

Provides a lump-sum payment to your family or nominated recipients if you pass away or are diagnosed with a terminal illness.

Free consultation
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Income Protection

Ongoing monthly payments if you’re unable to work due to an accident or illness.

Free consultation
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Trauma Cover

Pays a lum-sum upon diagnosis of a wide range of significant illnesses.

Free consultation
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Health Insurance

Faster access to surgical procedures, specialist consultations, testing, and major diagnostics.

Free consultation
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Level Premium Insurance

Lock in the cost of some or all of your insurance premium.

Free consultation
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ACC CoverPlus Extra

Superior ACC disability cover for sole traders and business owners.

Free consultation

FAQs

Our advice is free. You won’t pay a cent for personalised insurance guidance. If you take out a policy, the insurer pays us directly. 

We cover all key areas of personal protection – life insurance, health insurance, trauma cover, income protection, and mortgage repayment cover- and everything is tailored to your goals and stage of life. If you’re a business owner, we can provide guidance with ACC, key person cover, and shareholder protection where needed. 

All of our advisers are fully qualified and trained to review your complete financial situation. By taking a holistic approach, we can identify areas where your finances could be improved, helping you make informed decisions and strengthen your overall financial wellbeing.

Yes. We’ll check your existing cover, spot any gaps or overlaps, and make sure it fits your current needs. There’s no pressure to change anything – just clear advice on where you stand. 

We work with a range of insurers and know how to position your application. Some policies will cover pre-existing conditions after a set period and just because you’ve had medical events before doesn’t mean they’ll automatically lead to exclusions. We’ll explain your options clearly and help you get the best outcome. 

We’re independent. That means we’re not tied to one insurer – we compare across providers to find what best suits your needs. Plus, our ongoing support means you have someone in your corner if you need to claim.

We’ll support you through the claims process, making sure the insurer has what they need and you receive what you’re entitled to. Our role doesn’t end once your policy is in place.

Every year or whenever your life changes. New job, house, partner, or baby? That’s the time to check your cover still fits. 

Most insurance premiums increase gradually as you age, and some policies also adjust for inflation; however, there are also options to level your premiums. We’ll explain how this works up front so you can choose a structure that fits your budget long-term.

Our Insurance advisers.

Meet our insurance team. Trusted, experienced, and here to make insurance simple, clear, and built around you.

Emma Fletcher
Hawke's Bay

Gareth Dobson

Financial Adviser

Get in touch
Emma Fletcher
Christchurch

Kareem Hanna

Financial Adviser

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Emma Fletcher
North Auckland

Paul Ejamme

Financial Adviser

Get in touch
Emma Fletcher
North Auckland

Samara Ajjam

Insurance Manager and Financial Adviser

Get in touch
Emma Fletcher
Hawke's Bay

Stuart Wilson

Financial Adviser

Get in touch
Emma Fletcher
Hawke's Bay

Emma Fletcher

Financial Adviser

Get in touch
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Calculators

Smart tools, smarter choices. Get a quick snapshot of your money, goals, and options across lending, investments, and your personal finances.

I cannot recommend Gareth and the rest of the Finsol team enough. If you are looking for ethical insurance advice then look no further. Gareth was thorough in his initial review and his recommendations and advice was exactly what we needed. I look forward to working with Gareth and having him look after our family for years to come.

Karl Turner

Shape your tomorrow

Certified, efficient, and empowering Kiwis to make better financial decisions.