Home Loans

Deposit requirements typically range from 5% to 30%, depending on whether you’re a first-home buyer, upgrading, or investing. Once we’ve got a bit of info from you, we’ll give you clear guidance on what’s needed for your situation

In some cases, you could be pre-approved in as little as three business days. Generally, we recommend allowing 7–10 business days. Every situation is different, and sometimes complex details or surprises can pop up — but we’ll work closely with you to navigate anything that comes up and get you the best result. 

In most cases, there’s no cost or obligation. Only in rare situations would a fee apply — and if it does, we’ll be upfront and let you know before any advice is given or work continues. You’ll always be in control.

A Finsol adviser works for you, not the bank. We compare multiple lenders and tailor your loan structure to suit your unique financial situation and goals. More than just securing a mortgage, your Finsol adviser looks at the bigger picture to help you make smarter property decisions with confidence. 

All of our advisers are fully qualified and trained to review your complete financial situation. By taking a holistic approach, we can identify areas where your finances could be improved, helping you make informed decisions and strengthen your overall financial wellbeing.

Yes. We work with many self-employed clients, including contractors and business owners. Lenders may require extra documentation, but we’ll help you present your income and financials in the best possible light.

This depends on your income, expenses, debts, and deposit size. We’ll crunch the numbers across different banks and lenders to give you a realistic borrowing range and help you structure things wisely. 

Having a less-than-ideal credit history doesn’t automatically rule you out. Some lenders are more flexible than others, and we’ll help you understand your options and take steps to strengthen your application.

The first meeting is all about you. We’ll take the time to understand your goals, where you’re at now, and what you’d like to achieve. It’s a relaxed conversation where we ask the right questions, listen carefully, and gather the key details we need to give you tailored advice. You’ll walk away with more clarity and a plan that makes sense for your next step. 

If you decide to move forward, we’ll use smart online tools to gather your key documents and prepare a strong mortgage application tailored to the right lender. We handle the paperwork, submit on your behalf, and guide you through pre-approval and beyond. You’ll get clear communication and expert support every step of the way — all focused on helping you achieve the best possible property outcome. 

Yes. Your relationship with us doesn’t end once your loan is approved. We’ll stay in touch and provide ongoing guidance when it’s time to refix, refinance, or restructure — so your mortgage always works in your favour.