The latest Morningstar KiwiSaver Survey has been released, offering more captivating insights into the KiwiSaver landscape. Below are the top-performing funds in the Conservative, Balanced, Growth, and Aggressive categories over 1, 3, and 10-year periods.
Top Performing Funds June Quarter 2026
| Timeframe | Conservative | Balanced | Growth | Aggressive |
|---|---|---|---|---|
| 1-Year | ASB 7.9% | Fisher Funds 16.1% | AMP 21.5% | Kōura 26.5% |
| 3-Year | ASB 7.7% | Kernel Wealth 12.7% | AMP 14.2% | Kernel 17.1% |
| 10-Year | QuayStreet 4.8% | Milford 8.2% | Milford 10.2% | Generate 11.1% |
Performance Overview
KiwiSaver performance has been strong over the latest quarter, with high-growth and sector-focused funds leading the way. While markets have had their ups and downs, the longer-term results show a more consistent picture. Milford continues to perform strongly over 10 years, taking the top spots for both Growth and Balanced funds, while Generate leads the Aggressive category. Kōura also made an impact in the short term.
And what about the banks? ASB performed well in the more conservative categories over the medium term, but non-bank funds continue to stand out when it comes to longer-term growth. Different investment approaches perform differently depending on the market and your goals – which is why looking beyond the headline returns is important when choosing a KiwiSaver fund.
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This article is for informational purposes only and should not be considered financial advice. It is always recommended to consult with a qualified financial professional before making any financial decisions based on your individual circumstances. As with any investment, past performance is no guarantee of future results.
