Australian Super Transfer to New Zealand

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Bring your Australian super home and make it work for your future in New Zealand. We manage the full transfer, provide expert tax guidance, and deliver ongoing KiwiSaver advice — all with no upfront costs for clients.

Bring Your Australian Super Home with Expert Support

If you’ve worked in Australia and built up superannuation savings, you don’t have to leave them behind. With the Trans-Tasman Portability Agreement, you can transfer your Australian super to a KiwiSaver scheme — helping you consolidate your retirement savings, simplify your planning, and make your money work harder in New Zealand. And with Finsol, there are no upfront costs for clients when you make the move.

Why Transfer Your Australian Super to KiwiSaver?

Many New Zealanders working across the Tasman accumulate significant retirement savings in Australian super funds. Leaving that money overseas can create complexity, limited visibility, and potential tax inefficiencies. Transferring it to New Zealand solves that.

Key benefits include:

  • One retirement plan – Consolidate your Australian superannuation with your KiwiSaver for easier management.
  • Simplified oversight – Keep your investments and reporting in one place and one currency.
  • Tax clarity – Benefit from local tax treatment and avoid cross-border complexity.
  • Better investment control – Choose a KiwiSaver strategy aligned with your financial goals.
  • No upfront costs – We don’t charge you any upfront fees to transfer your super, making the process simple and accessible.

How the Process Works

We manage the entire Australian superannuation transfer process from start to finish, and we do it with no upfront cost to you. That means handling the paperwork, coordinating with both your Australian and KiwiSaver providers, and ensuring the transfer is structured correctly.

Our service includes:

  • Fund eligibility checks – Confirming your Australian fund is an APRA-regulated fund that allows transfers.
  • Scheme selection – Helping you choose the right KiwiSaver fund for your needs and long-term goals.
  • Tax and compliance guidance – Ensuring you understand any obligations before and after the transfer.
  • Ongoing investment advice – Providing continued support once your funds are in New Zealand.

We’re widely regarded as one of the most cost-effective super transfer services in the market — and with no upfront costs for clients, it’s never been easier to bring your super home.

What You Can Transfer

You can generally transfer most Australian superannuation savings to New Zealand, including:

  • Workplace superannuation
  • Retail and industry super funds
  • Consolidated APRA-regulated funds

Transfers must be made directly into a KiwiSaver scheme and can’t be withdrawn in cash until you meet New Zealand’s standard KiwiSaver withdrawal conditions.

 

Our Investment advisers.

Meet our investment team. Trusted, experienced, and here to make your Australian Super transfer  simple and straightforward

Matthew Wright
Hawke's Bay

Gareth Dobson

Financial Adviser

Get in touch
Matthew Wright
Hawke's Bay

Matthew Wright

Financial Adviser

Get in touch

FAQs

Yes, the Trans-Tasman Portability Agreement allows transfers into KiwiSaver. We handle the process with no upfront cost to you.

We request the transfer from your Australian fund and coordinate with your KiwiSaver provider. All paperwork and steps are managed for you.

Most transfers are completed in 6 to 12 weeks. We monitor progress and keep you informed.

Usually, there’s no tax on the transfer itself. Future withdrawals follow KiwiSaver rules and NZ tax treatment.

Most APRA-regulated funds, including AustralianSuper, Hostplus, and REST, allow transfers. We confirm eligibility before starting.

Yes, consolidation is common and makes managing your savings easier. We can combine them into one KiwiSaver account.

No, we don’t charge upfront fees for the transfer. You’ll receive expert guidance and support without paying anything up front.

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I cannot recommend Gareth and the rest of the Finsol team enough. If you are looking for ethical insurance advice then look no further. Gareth was thorough in his initial review and his recommendations and advice was exactly what we needed. I look forward to working with Gareth and having him look after our family for years to come.

Karl Turner

Shape your tomorrow

Certified, efficient, and empowering Kiwis to make better financial decisions.