Buying a home is one of the most exciting – and daunting – purchases you’ll ever make.
Aside from helping you secure the best loan for your needs, we’ll also create a plan to help you pay your mortgage off faster.
Best of all, with our support, you can complete the entire home loan process online; you can even sign your documents on your phone and return them to us in an instant.
If you’re a first home buyer, you may only need a small deposit.
If you have KiwiSaver, you can use your balance towards your first home purchase, and you may be eligible for a HomeStart grant, too. We’ll help you through the application process, including KiwiSaver withdrawal.
We’ll have a chat with you about your needs, goals, and current financial situation, and assess your KiwiSaver and government entitlements.
Once you’re ready to apply for a home loan, we’ll prep all the forms and submit them on your behalf.
The lender will assess your application, confirm your income, and conduct a credit check.
Once the lender approves the loan, we will receive your pre-approval.
At this stage, you’ll know how much you can spend on your home, and have an idea of what your repayments will be.
You’ll need to insure your new home, and you can also cover your mortgage repayments if you’re unable to work. We’ll help customise a plan that suits your needs and budget.
Time for lift-off! Once your home loan is formally approved, your loan documents will be sent to your solicitor.
Call us on 0800 346 765
8.30am – 6pm Monday to Friday
We know how daunting it can be saving for your first home.
To help you reach your financial goals faster, we offer free budgeting, saving, debt consolidation, and KiwiSaver guidance.