Level premium Insurance does not suit everyone’s financial situation, but if you think you’ll require some form of debt or lifestyle insurance after the age of forty, we urge you to explore your Level Premium options....
Armed with the correct information and a fully completed application form, your insurer and underwriter will be able to confidently and thoroughly assess your medical history and lifestyle. Transparency between you and your insurer means that in the event of a claim, it’s highly unlikely...
Most New Zealanders know that an insurance adviser can tailor an insurance plan that suits their requirements and budget. But what makes a good adviser great is their ability to negotiate the best possible terms for their client....
Both covers have their place, and when set up correctly, can compliment each other at claim time. Some of New Zealand’s leading insurers like Asteron Life and Fidelity Life offer hybrid Income Protection policies which provide lump sum payments with no stand-down period for specified...
A healthy discount on your insurance premiums may sound appealing, but could you be compromising on product quality?...
We are regularly asked to review the insurance needs of New Zealanders, in doing so have noticed a few disturbing trends. Many people are blissfully unaware of some serious issues within their existing cover....